SHIELD
// BUY COVERAGE

WEATHER
INSURANCE

LATITUDE
LONGITUDE
Decimal degrees. Lagos: 6.52, 3.37 · Nairobi: -1.29, 36.82 · Accra: 5.60, -0.19
COVERAGE START
COVERAGE END
RAINFALL THRESHOLD (MM)
Payout triggered if recorded rainfall is BELOW this amount. Higher = more likely to trigger.
PREMIUM (STT)
POLICY SUMMARY
LOCATION6.52°N, 3.37°E
TRIGGERRainfall < 50 mm
PERIOD
PREMIUM0.01 STT
MAX PAYOUT0.200 STT (20×)
DATA SOURCES
STAGE 1
Open-Meteo
Free API. Returns current precipitation (always present, 0 when dry).
STAGE 2
Weather Underground
Historical station data cross-reference via web scrape.
STAGE 3
LLM Inference
Compares rainfall against threshold, returns APPROVED or DENIED.
⚡ TIP FOR TESTING
Set threshold to 500mm for a near-certain APPROVED verdict. Current Lagos rainfall is well below 500mm/month, so the AI will approve.